What are the benefits of taking loan against your mutual fund units?
Earning more and more money can't create wealth. To create wealth, you have to take care of many things.
The SIP method helps you to buy more units when the market is down, which helps in averaging the price.
If you only invest in equities, you may want to consider investing in high-quality debt funds instead.
You should start setting aside saving for the education bucket as early as you can. It is a task that gets more difficult with every passing year.
A good financial life is not about just spending money, but saving money sensibly!